Get in touch with a great loan officer. Don’t know one? Ask your realtor and they should be able to provide you with several options. Finding a great loan officer is just important as finding a great realtor. Please note, a realtor can work with any loan officer but will have recommendations based on your needs.
You want to look for certain traits and characteristics when looking for the right loan office. Are they easy to get in touch with and returns your call when needed? In addition, it is important to have a good connection with your loan officer. You should feel comfortable talking with them and they should be able to explain the loan process to you in a way that you understand. Lastly, you want to find a loan officer that provides you with the best rates or a great loan program that works for you.
Once you have found the right loan officer you will need to submit several documents to them to be properly pre-qualified. This may seem like a scary process but it does not have to be. Pre-qualifications last several months and can easily be updated if you do not find a home right away. The main reason why this step is so crucial is because you need one in order to write a contract on a home. In the current market, there are very few sellers that will accept a contract without a pre-qualification. There is nothing worse than falling in love with a home and not being able to submit an offer because you are not pre-qualified.
In addition, it is beneficial to know what you are looking for in terms of home price and monthly payments. I always tell people that you may qualify for a certain amount on a loan but prefer to purchase at a lower price because it fits better with your budget. These are questions that a loan officer can help answer. Once you have these questions answered, now you are ready to talk with you realtor and come up with a plan for finding the right home for you.
If you are wanting to buy a home in 2018 or at any point in the future and are not sure where to start, please reach out and I would be glad to answer any questions you have. Just e-mail me at firstname.lastname@example.org or go to my website http://www.findazhomes.net/agents/Kelley+Kemmis
Author:Kelley Kemmis Phone: 602-531-5514 Dated: December 26th 2017 Views: 165 About Kelley: Kelley Kemmis obtained her license from Arizona School of Real Estate and Business before joining Am...
View our latest blog posts in your RSS reader. Click here to access.
CLIENT SERVICE GUARANTEE: American Allstar Realty is committed to providing every customer with the highest level of service. As your agent, I promise to always remember that YOU are the most important person in the transaction. At American Allstar Realty, we believe that communication is the cornerstone to a successful transaction. Please feel free to communicate your wants and needs to me as frequently as possible. If I am ever unavailable to receive your call, I promise to return your call as soon as possible; normally in less than one hour.
Buying or selling a home is about much more than just the price you pay for a piece of land. Selecting a property to become your home or place of business is what it is really about, and that's why I enjoy helping my clients buy and sell real estate. My clients come to me because of my knowledge of the industry and my familiarity wi th the area. I can help you find that "dream" home. Call me today and let's get started!
To navigate the complex decisions involved in today's real estate market requires the guidance of a professional. I am committed to service with an emphasis on accountability, reliability, timeliness and enthusiasm. I provide my clients with all the information necessary to help them make real estate investment decisions throughout the changing market cycles.
A successful real estate transaction is built upon the strength of relationships and the experience of how to get things done. I am well respected by my peers, and have developed invaluable working relationships with other professionals in my industry such as title companies, attorneys, lenders and appraisers.
Arizona is seeing record amounts of people moving to our great state a
"I started my search online and luckily I ran across Matt Pennington with American Allstar Realty. He was by far the best realtor I have ever worked with! His knowledge of the market and attention to detail were amazing, but what was special to us was that he truly cared about our family and what we wanted for our forever home. I HIGHLY recommend Matt Pennington if you are looking to buy or sell a home."